NSW First Home Buyer Stamp Duty Exemption Threshold 2026
The NSW first home buyer stamp duty exemption threshold in 2026 is $800,000 for eligible homes. If the purchase price is between $800,001 and $1 million, a concession can still apply.
That is why searches like NSW first home buyer stamp duty concession 2026 and NSW first home buyer stamp duty exemption thresholds 2026 are really about one practical question: are you below $800k, in the concession band, or above it?
NSW threshold summary
- Full exemption: up to $800,000
- Concession: $800,001 to $1 million
- Vacant land: separate rules apply
If you are close to the threshold, even a small price reduction can save you a lot of money. That is why NSW buyers should model both the property price and the stamp duty outcome before making an offer.
Need the exact NSW duty number?
Run your price through the calculator, then compare it with your deposit and borrowing capacity.
Calculate NSW Stamp Duty →Also read: First Home Buyer Stamp Duty Thresholds 2026, LMI Explained, and The True Cost of Buying Your First Home.