🏠 Can I Afford to Buy in ACT?
Find out if you can afford to buy a house in Canberra. Pre-set for ACT stamp duty rates and first home buyer concessions.
Your finances
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Property details
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House price
$200k$700k$1.2M$2M
Deposit amount
Interest rate sensitivity
2%6%9%12%
Verdict
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Ready to buy in the ACT? A broker can help you compare lenders and rates.
Canberra has unique loan structures and first home buyer grants. A broker knows the local market and can find the right fit. Get a free callback.
Find Your Best Rate →
Canberra has unique loan structures and first home buyer grants. A broker knows the local market and can find the right fit. Get a free callback.
Want to talk to a Lending Specialist?
A Lending Specialist can compare dozens of lenders and help you find the right loan for your situation. Get a free callback.
Find Your Best Rate →
A Lending Specialist can compare dozens of lenders and help you find the right loan for your situation. Get a free callback.
Buying in ACT: what you need to know
The Canberra median house price is approximately $850,000 (April 2026). On a $700,000 property, ACT stamp duty is approximately $29,540 for non-first-home-buyers.
First home buyer concessions in ACT
FHB stamp duty threshold: $1,000,000
Full stamp duty concession for FHBs on properties up to $1,000,000. One of the most generous thresholds in Australia.