🏠 Can I Afford to Buy in New South Wales?
Find out if you can afford to buy a house in Sydney. Pre-set for NSW stamp duty rates and first home buyer concessions.
Your finances
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Property details
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House price
$200k$700k$1.2M$2M
Deposit amount
Interest rate sensitivity
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Verdict
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Buying your first home in NSW? Get the right rate from day one.
NSW has different stamp duty rules and first home buyer concessions. A broker can make sure you're comparing the right loans. Get a free callback.
Find Your Best Rate →
NSW has different stamp duty rules and first home buyer concessions. A broker can make sure you're comparing the right loans. Get a free callback.
Want to talk to a Lending Specialist?
A Lending Specialist can compare dozens of lenders and help you find the right loan for your situation. Get a free callback.
Find Your Best Rate →
A Lending Specialist can compare dozens of lenders and help you find the right loan for your situation. Get a free callback.
Buying in New South Wales: what you need to know
The Sydney median house price is approximately $1,350,000 (April 2026). On a $700,000 property, NSW stamp duty is approximately $26,030 for non-first-home-buyers.
First home buyer concessions in NSW
FHB stamp duty threshold: $800,000
Full exemption up to $800k, concession up to $1,000,000.