🏠 Can I Afford to Buy in New South Wales?
Find out if you can afford to buy a house in Sydney. Pre-set for NSW stamp duty rates and first home buyer concessions.
Your finances
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Property details
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House price
$200k$700k$1.2M$2M
Deposit amount
Interest rate sensitivity
2%6%9%12%
Verdict
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Buying in New South Wales: what you need to know
The Sydney median house price is approximately $1,350,000 (April 2026). On a $700,000 property, NSW stamp duty is approximately $26,030 for non-first-home-buyers.
First home buyer concessions in NSW
FHB stamp duty threshold: $800,000
Full exemption up to $800k, concession up to $1,000,000.